Payoneer has become one of the most trusted and convenient platforms for freelancers and online business owners in Pakistan. Whether you work with international clients or freelance platforms like Fiverr and Upwork, withdrawing Payoneer funds to your Pakistani bank account is now easier than ever.
This guide explains the full process for 2025 — including supported banks, transfer fees, limits, and common troubleshooting tips.How to Withdraw Payoneer Funds to Pakistani Bank Account 2025.
Why Freelancers Use Payoneer
Payoneer is a global payment solution that helps professionals receive international payments quickly and affordably. Pakistani freelancers prefer Payoneer for several reasons:
- Low transaction fees compared to PayPal or wire transfers.
- Fast processing times — most withdrawals complete within 1–2 business days.
- Local bank support across major Pakistani financial institutions.
- Multi-currency accounts (USD, EUR, GBP, etc.) with automatic PKR conversion.
- Ease of integration with platforms like Fiverr, Upwork, Amazon, and Airbnb.
Payoneer also offers a prepaid Mastercard that allows you to withdraw money directly from ATMs or shop online globally.How to Withdraw Payoneer Funds to Pakistani Bank Account 2025.
List of Supported Banks in Pakistan
As of 2025, Payoneer supports almost all major banks in Pakistan. You can link your Payoneer account with any of the following:
- Habib Bank Limited (HBL)
- Meezan Bank
- United Bank Limited (UBL)
- Allied Bank Limited (ABL)
- Bank Alfalah
- Faysal Bank
- Standard Chartered Bank
- Muslim Commercial Bank (MCB)
- National Bank of Pakistan (NBP)
- JS Bank
💡 Pro Tip: Ensure your Payoneer account name matches your bank account name to avoid delays or rejections.
Step-by-Step Process to Transfer Funds
Follow these simple steps to withdraw your Payoneer balance into your Pakistani bank account:
- Log in to your Payoneer account.
- Click on “Withdraw” → “To Bank Account.”
- Select your linked Pakistani bank account.
- Enter the amount you want to withdraw.
- Check the exchange rate and transaction details.
- Click “Withdraw” to confirm.
- You’ll receive a confirmation email once the transfer is initiated.
Funds usually arrive in your local bank account within 24–48 business hours.
Transfer Fees, Limits, and Duration
Here’s what you need to know about Payoneer transfer charges and timing in 2025:
| Detail | Description |
|---|---|
| Transfer Fee | Around $1.50 per transaction |
| Exchange Rate Margin | 1.5%–2% below mid-market rate |
| Minimum Withdrawal Amount | $50 USD |
| Maximum Daily Limit | Up to $10,000 USD |
| Processing Time | 1–2 business days |
⚠️ Some banks may temporarily hold payments for verification or compliance reasons.
Troubleshooting Common Errors
If your withdrawal is delayed or fails, try these quick solutions:
- Name mismatch: Both accounts must have identical names.
- Incorrect bank info: Verify your IBAN and SWIFT codes.
- Pending verification: Complete Payoneer’s ID or account verification.
- Currency mismatch: Always withdraw in PKR for local accounts.
- Holiday/weekend delays: Withdraw only during business days.
For persistent issues, contact Payoneer Customer Support or your bank’s remittance department.
FAQ Section
Q1: Which Pakistani bank is best for Payoneer withdrawals?
Meezan Bank and Standard Chartered are among the fastest, while HBL and UBL offer the most widespread accessibility.
Q2: Is Payoneer withdrawal instant in 2025?
Not instant, but most transactions clear within 24–48 hours, depending on your bank and transfer time.
Q3: Can I link more than one Pakistani bank account?
Yes, but only one local currency account (PKR) per country is allowed for withdrawals. Each new account requires re-verification.
Conclusion
With Payoneer, Pakistani freelancers and online professionals can receive international payments quickly and securely. By linking your local bank and following the correct withdrawal process, you can enjoy fast transactions and low fees in 2025.
